Questions from Personal Finance


Q: Premium. What is an insurance premium? Why do premiums vary

Premium. What is an insurance premium? Why do premiums vary?

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Q: Insurance Agents. What is an insurance agent? What is the

Insurance Agents. What is an insurance agent? What is the difference between a captive agent and an independent agent?

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Q: Other Health Care Coverage. What are some common types of health

Other Health Care Coverage. What are some common types of health care that may be covered in a typical health insurance policy?

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Q: Determinants of Patient Costs. What factors determine how much the policyholder

Determinants of Patient Costs. What factors determine how much the policyholder must pay for a given claim?

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Q: Cost of Medical Care. Why is the cost of medical care

Cost of Medical Care. Why is the cost of medical care increasing? How does this trend affect the cost of health insurance?

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Q: Preexisting Conditions. How did the ACA change the way insurance companies

Preexisting Conditions. How did the ACA change the way insurance companies treat persons with preexisting conditions?

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Q: Future Value and Motivation. Refer to Problem 19. How much

Future Value and Motivation. Refer to Problem 19. How much will Monica have at retirement if she earns 12% a year? Compare the two amounts. Should the difference affect Monica’s choice of investment v...

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Q: Life Insurance Needs. Discuss the factors that affect the amount of

Life Insurance Needs. Discuss the factors that affect the amount of life insurance someone needs to purchase.

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Q: Psychology and Life Insurance. Why is it difficult for many people

Psychology and Life Insurance. Why is it difficult for many people to buy life insurance even though they need it to protect loved ones?

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Q: Term Insurance Premiums. What are some factors that affect term life

Term Insurance Premiums. What are some factors that affect term life insurance premiums?

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