Property insurance is the insurance of property, property owner, renter, or contents of the property against the risk of damage or risk of being stolen. The damage can happen to property, its contents, or persons (owner or renter) living in it as a result of a flood, earthquake, or other natural calamities.
The property insurance comes in different forms that specify the amounts of insurance covers upon the happening of an insured event causing the damage or loss. In case there is a claim, the policy will either cover the actual damages amount or the replacement cost of the lost contents.
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We Rent, So Why Do We Need Insurance? 1
