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Question: What is the practical reason for the


What is the practical reason for the warranty that a check presented for payment has not been altered since its issuance?


> What is sexual harassment and under what circumstances might an employer be liable?

> What are some defenses available in employment discrimination cases?

> What is disparate-impact discrimination and how is it proved?

> What is disparate-treatment discrimination and how is it proved?

> What does the Equal Employment Opportunity Commission do?

> Equal employment opportunity is not a universal policy, and some countries restrict the role of women in employment. Should a U.S. firm doing business is those countries respect this position?

> In the context of employment, what does Title VII of the Civil Rights Act of 1964 prohibit?

> What were the purposes behind the adoption of the National Labor Relations Act?

> Is penalizing employers the best approach to take in attempting to curb illegal immigration?

> Why should immigration be restricted?

> When does a third party have contractual rights?

> Why should immigration be permitted?

> Discuss exceptions to the employment-at-will doctrine.

> What protection do employees have from the financial impact of retirement, disability, death, hospitalization, and unemployment?

> What state and federal statutes protect employees from the risks and effects of employment-related injury, death, or disease, and what is that protection?

> Do federal labor laws cover all workers?

> What are some of the common law exceptions to the employment-at-will doctrine?

> What are some important provisions of the Fair Labor Standards Act?

> What is the ethical basis for imposing vicarious liability on a principal for an agent’s tort?

> If an apparent agent does not in fact have the authority to act on the principal’s behalf, does the principal have an ethical responsibility to inform an unaware third party?

> Are undisclosed principals and their agents liable under contracts made by the agents with third parties?

> What duties cannot be delegated?

> What happens if a principal does not ratify an agent’s unauthorized act?

> What effect do a principal’s representations giving apparent authority to an agent have on the principal’s liability?

> How is an agency relationship created?

> What are some other advantages of being an independent contractor? What might be some disadvantages?

> What are some of the factors that can determine whether an individual is considered an employee or an independent contractor?

> Should it be left to the courts to decide who is, and who is not, an independent contactor?

> Why is agency law essential to the existence and operation of a corporation?

> Are there legal safeguards for the privacy of a user of e-money against the issuer?

> What types of financial institutions are covered by the EFTA?

> 1. How might Check 21 affect the potential for banking fraud? 2. Are there circumstances in which a copy of an original canceled paper check could be demanded?

> What is an anti-assignment clause?

> What role does the Federal Reserve System play in clearing checks?

> Who is liable when a customer’s bank pays an altered check?

> Who has the right to order that payment on a check be stopped?

> When does a check become stale under the UCC?

> What is an overdraft?

> 1. Should only banks and regulated financial institutions be allowed to issue ATM cards? 2. How might the government regulate digital funds to reduce the potential for cyberlaundering?

> What is a check?

> What are the ways in which an instrument may be discharged?

> What is a material alteration of a financial instrument?

> Who assumes the burden of loss when there is a forged or unauthorized indorsement?

> When the rights under a contract are assigned, what happens to the rights of the assignor?

> What is the public policy behind the fictitious payee rule?

> When may a person whose forged signature appears on a negotiable instrument be liable under that instrument?

> Compare the concepts of primary and secondary liability under a contract theory of law.

> What kinds of defects in an instrument will prevent a holder knowing about those defects from acquiring HDC status?

> How can a holder take an instrument for value?

> What is the difference between a holder and a holder in due course?

> What is the difference between a blank and a special indorsement?

> When may reference to other agreements be made in a negotiable instrument without destroying its negotiability?

> Must a negotiable instrument contain a promise or order to pay?

> What are three exceptions to the Statute of Frauds?

> What sort of signature is required by the UCC to create a negotiable instrument?

> What are some of the practical limitations concerning the writing evidencing a negotiable instrument and the substance on which it is placed?

> What are the primary functions of negotiable instruments?

> What is a bearer?

> Why is a transfer by negotiation preferable to a transfer by assignment?

> Why is it necessary to know when payment on an instrument is required?

> Why does it matter whether or not an instrument is a negotiable instrument?

> Should the Internet make it easier or more difficult to insure that the information provided to and by credit reporting agencies is accurate? Why?

> What are the primary functions and powers of the Consumer Products Safety Commission (CPSC)?

> What are some of the tactics that may not be used by collection agencies to collect debts?

> At what price does a sale of goods require a writing?

> What should a consumer do, before applying for credit, to avoid disputes?

> When must a recipient of unsolicited merchandise return the merchandise to the sender?

> How do state and federal laws regulate door-to-door sales?

> What are some of the actions that may be taken by the FTC against deceptive advertising practices?

> How does a bait-and-switch advertisement work?

> Should laws against bait-and-switch advertising be abolished?

> What is puffery?

> Can an injured bystander recover from a manufacturer or seller on a strict liability theory?

> What are the requirements for a cause of action in strict liability in a product liability suit?

> To avoid liability on a negligence theory in a product liability suit, to what extent must a manufacturer exercise due care?

> What is a collateral promise?

> In what ways does the Magnuson-Moss Warranty Act modify UCC rules on implied warranties?

> When does a cause of action accrue for breach of warranty?

> What effect does a buyer’s examination of the goods before contracting have on implied warranties?

> How can implied warranties of merchantability and fitness for a particular purpose be disclaimed?

> If warranties are inconsistent, what are the priorities?

> Other than immediate sellers and manufacturers, who may be subject to strict liability?

> What is the difference between express warranties and puffery?

> When can a buyer or lessee revoke acceptance?

> What damages can a buyer recover?

> 1. When is a seller entitled to recover damages? 2. What is the measure of the damages?

> When does the one-year period of the one-year rule begin?

> When can a seller reclaim goods?

> When does a seller have a right to withhold delivery?

> What are the buyer or lessee’s obligations regarding performance?

> What does the perfect tender rule require?

> What does the obligation to “tender delivery” require?

> 1. Under what circumstances does a buyer or lessee have a right to reject goods? 2. When can a buyer or lessee obtain specific performance?

> What does “good faith” mean under the UCC?

> Who bears the risk of loss when a contract is breached?

> When does risk pass in a sale on approval?

> For purposes of the entrustment rule, what is “a buyer in the ordinary course of business”?

> What is the primary purpose of the Statute of Frauds?

> In an international contract, what does an arbitration clause provide?

> When does risk pass (a) when the buyer is to pick up the goods and the seller is a merchant? (b) When the buyer is to pick up the goods and the seller is not a merchant? (c) When a bailee holds the goods?

2.99

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